Cost of Living in Canada for Indian Students

What Is the Cost of Living in Canada for Indian Students?

Canada is one of the most opted study destinations for abroad aspirants. It is a hub of globally renowned universities, top-class education, and diverse culture. The country offers students ample opportunities. To study in Canada it is vital for students to know the living expenses in Australia per year.

Wondering how much is the cost of living in Canada for Indian students? The average cost of living in Canada is approximately INR 12 to 15 lakh per year(CAD 18,000 - 20,000). This includes expenses such as accommodation, food, transport, health insurance, and entertainment.

Further, in the next section let us look at the cost of living in Canada per month for Indian students.

Average Living Expenses in Canada for Indian Students

Canada is one of the preferred study destinations for students all across the globe. The average living expenses in Canada annually are approximately INR 12 - 15 lakh (CAD 18,000 - 20,000). The sections below discuss the cost of living in Canada for single person with rent, food, transport, and more such charges.

Accommodation Charges

The accommodation charges hugely impact the average cost of living in Canada for students. The expenses may vary depending on the kind of stay that you choose. However, the approximate housing charges are as follows:

• On-campus housing: INR 3 - 8 Lakh (CAD 6,000 to CAD 12,000) per year.
• Off-campus rental: INR 70,000 - 1,60,000 (CAD 1,200 to CAD 2,700) per month.

Food Costs

The monthly expenses in Canada for food and groceries are approximately INR 12,000 - 18,000 (CAD 200 to CAD 300) for students. However, if you choose to eat out then these may vary depending on the choice of restaurants and occurrence.

Transportation Charges

The transportation costs in major cities in Canada are lower due to more accessible travel options. The commute expenses vary depending on their location of stay, area, region, and more. The monthly travel expenses in public transport can cost around INR 6,000 - 9,000 (CAD 100 to CAD 150).

Healthcare Costs

To get access to proper healthcare, it is crucial for students to arrange their health insurance for the duration of their program. The approximate cost ranges between INR 35,000 - 60,000 (CAD 600 to CAD 1,000) per year.

Miscellaneous Charges

The miscellaneous expenses include personal expenses and incidentals. For instance, laundry, toiletries, clothing, dining out, and more. The miscellaneous average expenses in Canada are INR 6,000 - 12,000 CAD 100 to CAD 200 per month.

Average Cost of Living in Canada: City Wise

The table below discusses the cost of living in Canada per month in different cities.

City	Monthly Cost (CAD)	Monthly Cost (INR)
Toronto	1,500-2,000	90,000-1,20,000
Vancouver	1,800-2,500	1,08,000-1,50,000
Montreal	1,200-1,800	72,000-1,08,000
Calgary	1,300-1,800	78,000-1,08,000
Edmonton	1,100-1,600	66,000-96,000

This was everything about the types of cost of living in Canada for Indian students. Besides, if you have doubts regarding costs or other services then you may seek help from study abroad consultants and experts. They will guide you throughout your study journey.

Education Cost in Canada for Indian Students

The table below shows the total cost of study in Canada for Indian students for Undergraduate and Postgraduate. Although the education cost in Canada may vary depending on the course and the university that you choose to study in. However, the approximate prices are as follows:

Program	Average Annual Cost (CAD)	Average Annual Cost (INR)
Undergraduate	7,000 - 35,000	4,30,500 - 21,52,500
Postgraduate	7,000 - 50,000	4,30,500 - 30,75,000

Popular Courses in Canada: Average Cost 

Besides, living Expenses in Canada, students must also know the tuition cost. Although these may vary depending on the specification that you choose. However, here’s a list of some of the popular courses to study in Canada along with their average cost. Further, you must also check the universities’ official website for the most accurate data.

Popular Courses	Average Annual Cost (CAD)	Average Annual Cost (INR)
Computer Science and Information Technology	20,000 - 35,000	12,00,000 - 21,00,000
Engineering	25,000 - 40,000	15,00,000 - 24,00,000
Business Administration and Management	20,000 - 30,000	12,00,000 - 18,00,000
Healthcare and Life Sciences	25,000 - 40,000	15,00,000 - 24,00,000
Humanities and Social Sciences	15,000 - 25,000	9,00,000 - 15,00,000

This is a list of a few popular courses in Canada that students choose. Moreover, to select the right course, you may use the course finder tool. It helps to filter over 75,000 courses based on level, duration, country, and more.

Top Universities in Canada: Average Tuition Fee

Canada is home to some of the best universities in the world. Thus, here is a list of top universities along with the total cost of study in Canada for Indian students and international students.

University	Average Annual Cost (CAD)	Average Annual Cost (INR)
University of Toronto	44,000 - 54,000	26,00,000 - 32,00,000
University of British Columbia	41,000	24,00,000
McGill University	19,600 - 48,100	11,00,000 - 28,00,000
University of Alberta	7,604 - 45,482	4,00,000 - 27,00,000
University of Waterloo	10,942 - 75,100	6,00,000 - 44,00,000
Western University	29,656 - 44,767	17,00,000 - 26,00,000
University of Montreal	21,786 - 28,727	13,00,000 - 17,00,000
McMaster University	5,894 - 76,668	3,00,000 - 45,00,000
University of Ottawa	4,456 - 38,692	2,00,000 - 23,00,000
Queen's University	5,772 - 1,05,000	3,00,000 - 63,00,000

These were a few cheap universities in Canada. Besides, you can find more such universities with the college predictor tool. The user-friendly interface of the tool helps you to get an overview of all the institutes in Canada. Moreover, it assists in finding a suitable university through filters based on your preferences.

Tips for Students to Manage the Cost of Living in Canada

To manage and reduce the cost of living in Canada you must outline the priorities. You must note down the monthly expenses in Canada and then cut out the unnecessary stuff. Besides, there are a lot of ways through which students can reduce the average cost of living in Canada. These include accommodation, transportation, utilities, food, and more such costs. Besides, here are a few tips and tricks that will help you manage and potentially reduce the cost of living in Canada per month for students.

• Use student travel cards and travel through public transport such as buses, trains, subways, and trams.
• Create a spending plan and allocate a certain amount to each expense at the beginning of the month.
• There are various financial aid options and scholarships that international students can apply to.
• Opting for part-time jobs can be a great way to manage the living expenses in Canada for students.
• Cooking meals at home instead of dining out regularly is another way to reduce the living cost in Canada for Indian students.

Conclusion

To wrap up, the blog covered everything about Canada living cost and education costs. Moreover, the write-up also covered various tips and tricks to reduce these expenses. When planning to study in Canada, you must know everything, from the cost of living with rent, travel, food, and more to the top universities in Canada for Indian students.

Besides, if you still, have doubts then seek assistance from study abroad consultants in Hyderabad, as it has some of the best overseas experts and counselors. Moreover, you may even book a free online counseling session with our counselors.

Some Useful Links:

Cheapest Colleges in Canada	Canada Intakes	SOP for Canada	Demanding Courses in Canada
Universities in Canada Without Application Fees	Canada Vs USA	Cheapest Universities in Canada	Fall Intake in Canada 2025
Public Universities in Canada to Study in (2025)	Study in Canada Without IELTS	Masters in Canada for Indian Students	Canada Education System

FAQs:

1. Is Canada More Costly Than India?

Canada is generally considered a more expensive country to live in as compared to India. There are various factors due to which the costs are higher. These include the costs of housing, transportation, and food. One of the prime reasons is that Canada houses some of the best universities. However, with higher living costs, Canada also offers a higher standard of living providing better healthcare, education, and job opportunities.

2. What Are Key Factors Affecting the Cost of Living in Canada?

Multiple factors affect the cost of living in Canada. Following is a list of a few aspects:

1. City: Major cities like Toronto and Vancouver house some of the best universities, resulting in a higher cost of living.
2. Accommodation: Whether you pick a shared space or a private one, determines your average living cost in Canada.
3. Transport: Using public transport to travel across the city may help in reducing the living expenses in Canada for students.

3. What Are the Scholarships Offered in Canada for Indian Students?

There are various scholarships in Canada for Indian students. These cover tuition fees, living expenses, and other costs of studying in Canada. Here’s a list of a few scholarships:

1. Vanier Canada Graduate Scholarships
2. University of Waterloo International Master’s and Doctoral Awards
3. University of British Columbia International Leader of Tomorrow Award
4. Lester B. Pearson International Scholarship Program
5. Carleton University Entrance Scholarships for Indian Students
6. York University International Student Scholarship Program

4. What Is the Tax System in Canada?

The Canadian tax system works differently than that of India. Taxation in Canada works based on your residency status. It works from 1st January to 31st December, the deadline being 30th April. Besides, if your income is INR 30L or more then the initial tax rate for the first income of INR 30L is 15%. Moreover, if you have a salary then taxes get deducted automatically from the income. However, if you are self-employed then you may have to file your taxes.

5. Is Medical Insurance Mandatory Before Going to Canada for Higher Studies?

Although there is no such federal law mandating that individuals have health insurance. However, to get access to proper healthcare, students must arrange their health insurance for the duration of their program. The Canadian healthcare system is known to be one of the best in the world. However, the hospitals or medical services do not pay for visitors. Thus, Indian students must take health insurance to avail of healthcare benefits in Canada.